# User Guidance

## 1. Connect Wallet

The first step is to connect the app with a wallet to use the money market. In this guidance we’ll go ahead with BloctoWallet. It also supports to connect with LilicoWallet.

![](https://lh5.googleusercontent.com/aj-YOuVCeLjCY0XqCNC2jRKVBzveoVZcEixqPkYFLBeMCnWuizFO5Za-ZapYT325Q56eRYb0z0ohBrYfC5l8BDpIBA1W_uhsRQDMt5EVBkSvWZ6mCiXl92WhScZLwbPsEWtK2Kpc08zXSSyrgQ)

BloctoWallet requires your email to sign in/register, a one time passcode will be sent to your email. If you’re a frequent Blocto user, it might also automatically connect.

![](https://lh5.googleusercontent.com/hRRKAPjiji-t_fJDQnColdb-XEjNn0iXnfAEAuDS6GR86PiNWXkSjaXezyaWWcRL0rgAqJDmZs_UtugIAiQYHwXuFrR8U-MyLH3ldbZ3EZzsm7NLCOz9yeRXXAqNP1LQCeKpfroJPYp5-MFg_w)

## 2. Operations

### 2.1. Supply (Deposit)

Choose the token market (currently FLOW, FUSD, USDC & BLT are available) you want to deposit into, clicking <mark style="color:blue;">'Supply'</mark> button and then approve the transaction:

<div align="left"><img src="https://lh5.googleusercontent.com/6Lde18MNzw3vzXMwpsTEllMZ0FppoP5KI9ciLt_SOHTKcWccvp8Jw5-BH9Tg0BpTfaIbsFqPty-mjwFv2esnmi3VWWVLTDX2EFIK1d0hFAQzZuYaIC0yWaHnPWYyk2_oc8xn8w34GwVOiNwjBQ" alt=""></div>

### 2.2. Borrow

Supplied funds can be used as collaterals to borrow other fungible tokens. Let’s take the FLOW token as an example:

![](https://lh6.googleusercontent.com/JEgx2WpD4sUg_joMDbxBiZ3KL0Mh5yECUr4p4JFYfXcFvYdQZtVmuSAkrqdAlvIDAqKa5uwGZ8m_Zr4U5S0w13AOjMw1EhsNtbSog1vZdSlj3ppIAlQmEKoFEsMbI4J5TeksLjs6laD8yGy9tQ)

Click '<mark style="color:blue;">Safe Max</mark>' to automatically fill in the borrow Amount so that only <mark style="color:blue;">60%</mark> of the maximum borrow limit is used. You can manually edit that value, but just keeping in mind that the higher the percentage of borrow limit is used, the closer to liquidation the account is.&#x20;

Once borrowed, the page status will change and show your <mark style="color:blue;">position status</mark>, <mark style="color:blue;">net apr</mark> and the supply/borrow <mark style="color:blue;">balance</mark>.

![](https://lh4.googleusercontent.com/0Q2nr-IWZLzvipuyhyNCnBUrhlY16xqI6kXirHkqu4Y4IU2S4uwE-HQ35bBiEBHUkGAOFh2UsK1rU7hnbAhVHTFMz9AxdyWKA44C8AxyG67uD3I8k1mSEx6mjUNeEkxncp5JjjdeKiEhR2e7CQ)

In this example the repay button is <mark style="color:blue;">greyed</mark> out because the user has no borrow position that needs to be repaid.

### 2.3. Repay

Lower the borrow limit percentage by repaying back borrowed amount plus interest. Click <mark style="color:blue;">'Repay'</mark> button and switch to the 'Repay' card to perform the transaction:

![](https://lh5.googleusercontent.com/IA55A8hRApBj8vzWSk2PLayXaSk7jmjsjG9hJB53KLS7mbTkKXEkMVL3oN1wvyyDv8HnludGIlnlM9yEdTPhCcbbpPHbYcvZQuMxTlnhvn6hEt2IlVjodmGldzRsSTsqqfbJRZgitap1frX9ig)

### 2.4. Redeem (Withdraw)

Withdraw the supplied assets as well as generated yields by clicking <mark style="color:blue;">'Redeem'</mark> button and switch to the 'Redeem' card:

![](https://lh6.googleusercontent.com/eV1it4cdo3HQGBjGP76AiiW2xhBWAcjTWuy6G-LDaOcY4c3CYCK3HdqSEQactXFOSQCNfzEhS-aPz5bPZNNFK4K7SoCChBdi9NNZC2qQpHs6JsH8VoOFL8IWlEI9XaXW81NY3a4Gnil5Po37aw)

Still, the 'Safe Max' label is to protect the account from liquidation and automatically fill in the redeemed amount, which can be manually modified.

## 3. Understand Market Data

The <mark style="color:green;">'/Markets'</mark> page exposes global statistics like total TVL, number of suppliers and borrowers, as well as per-market data like market liquidity, supply APR and borrow APR, etc.:

![](https://lh3.googleusercontent.com/hXZ4Zf00W4WsMkNK9bq5JLz_bbuVqVZ5Gco1KIdpcPxQH_cVQKwIZgSp4fSAn_opkMWmMqn0yzGRBoiHJ-95knqnAsOoE8kpfY2mtsdAYLsny9IgYNqAwxKRtGN5xPlLE-p3okEFDeBvtbmYrg)

Further market parameters such as InterestRateModel, Collateral Factor, etc. can be viewed by clicking into the asset list:

![](https://lh6.googleusercontent.com/s1KKKGig4uJbFX4cvTdvBFP4BtqM8CeFUE7pc9qq_eNTEsgNsAGnt66aSRRHp8jurNm0R_Zp554MiYaCKpgRzp6Xj6YiXH-TXfEiRwhp6TdsTryGrYfbdlZwq4YpZM08T7FCElM_TAKM1IpBYw)

## 4. Tutorial by Flowverse

<https://twitter.com/flowverse_/status/1541268110267023366>